CHECKING ACCOUNTS

1) BUSINESS CHECKING

• Variable interest rate-subject to change weekly
• No minimum balance required
• No monthly service charge or maintenance fee
• Unlimited check writing
• Free ATM Card *
• Free VISA Check Card *
(Free with annual usage - $15.00 per year without)
• Free Internet Banking
• Free online Bill Payment-CheckFreeWeb
(With monthly usage - $5.00 per month without)
• Free telephone banking
Bank Anytime-547-2060
• Federal regulations prohibit certain types of businesses from receiving interest
• Statements issued monthly with check images for easy recordkeeping

2) FREE CHECKING PLUS

• No minimum balance required
• No monthly service charge or maintenance fee
• $100 minimum deposit to open account
• Unlimited check writing
• Free ATM Card *
• Free VISA Check Card *
(Free with annual usage - $15.00 per year without)
• Free Internet Banking
• Free online Bill Payment-CheckFreeWeb
(With monthly usage - $5.00 per month without)
• Free telephone banking
Bank Anytime-547-2060
• Free initial order of checks (150)
• Statements issued monthly with no cancelled check image

3) INVESTMENT CHECKING ACCOUNT **

• Variable interest rate-subject to change weekly
• Unlimited check writing
• Free ATM Card *
• Free VISA Check Card *
(Free with annual usage - $15.00 per year without)
• Free Internet Banking
• Free online Bill Payment-CheckFreeWeb
(With monthly usage - $5.00 per month without)
• Free telephone banking
Bank Anytime-547-2060
• Higher interest rates for balances $2,500 and above
• Free initial order of checks (150)
• A service charge of $5.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle
• Statements issued monthly with check images for easy recordkeeping

4) CLUB ACCOUNTS **

• Variable interest rate-subject to change weekly
• No minimum balance required
• Monthly Club membership fee
(Check with customer service for current fees)
• Unlimited check writing
• Free ATM Card *
• Free VISA Check Card *
(Free with annual usage - $15.00 per year without)
• Free Internet Banking
• Free online Bill Payment-CheckFreeWeb
(With monthly usage - $5.00 per month without)
• Free telephone banking
Bank Anytime-547-2060
• Free Club checks
• Accidental Death Insurance
• Free Cashiers Checks, Money Orders and Travelers Checks
• Free photocopies (5 per month)
• Statements issued monthly with check images for easy recordkeeping

5) PRIORITY 55 CLUB CHECKING ** (Must be 55 years of age or older to open this account)

• Variable interest rate-subject to change weekly
• No minimum balance required
• No monthly service charge or maintenance fee
• Unlimited check writing
• Free ATM Card *
• Free VISA Check Card *
(Free with annual usage - $15.00 per year without)
• Free Internet Banking
• Free online Bill Payment-CheckFreeWeb
(With monthly usage - $5.00 per month without)
• Free telephone banking
Bank Anytime-547-2060
• Free Club checks
• Free Cashiers Checks, Money Orders and Travelers Checks
• Free photocopies (5 per month)
• Free notary service
• Social activities
• Newsletter
• Safe deposit box discount
• Statements issued monthly with check images for easy recordkeeping

*      Subject to Approval
**  We use the daily balance method to calculate the interest on your account and credit interest to the account monthly